Melindungi rumah anda dari perbagai risiko dengan takaful atau insuran perlindungan

Assalamualaikum.

Apa kata anda menyumbangkan sedikit dana untuk memastikan rumah kesayangan anda dilindungi dari segala risiko seperti kebakaran, ribut taufan, banjir, kecurian dan berbagai lagi. Inshaa Allah dengan keperihatinan kita sedikit sebanyak dapat membantu kita sendiri dan keluarga kita juga. Mohon kongsikan pada yang lain.

Customer Database Template dan punca rezeki yang tidak boleh diketepikan

Assalamualaikum.

In order to retain our customer for customer satisfaction as well for our next repeat order, we need to compile and keep all our customer database in our filing system. Below is one of an example for customer database template and if you need this soft copy you can email to info@irsukhairul.com and mention your name and handphone number. After email then you need to whatsapp to 0122515093 mention that you have email to the email address given. Kindly share this information to others by sharing in your facebook or other social media tools. Thanks.

Sila klik --------> Untuk latihan menjual dan pengurusan customer database

Allianz Business Insurance

1) ASSETS

a) Fire & Property

i) Fire Insurance

Product Info

Fire insurance covers your property against losses or damages caused by fire, lightning and explosion caused by domestic gas.

The policy can be extended to cover the following risks by paying additional premium:

Aircraft Damage
Earthquake and volcanic eruption
Storm, Tempest
Flood
Explosion
Impact Damage
Bursting or Overflowing of Water Tanks Apparatus or Pipes
Bush / Lalang
Subsidence and Landslip
Spontaneous Combustion
Riot Strike and Malicious Damage
Damage by Falling Trees or Branches and Object

Click———> Fire Insurance Proposal Form – BM

Click——–> Fire Insurance Product Disclosure Sheet – BM version

ii) Fire Consequential Loss Insurance

Product Info

Fire Consequential Loss insurance covers loss of profit upon business interruption due to fire or other extended perils covered under the Standard Fire policy.

Coverage:

Loss of profits
Loss of revenue
Loss of rental
Standing charges
Wages or salaries on payroll basis
Increase cost of working due to business interruption

Extended Coverage with additional premium:

Prevention of Access
Public Utilities
Infectious or Contagious Diseases
Suppliers within Malaysia, Singapore or Brunei
Customers within Malaysia, Singapore or Brunei
Accountant’s fees

Click ——–> Fire Consequential Loss Insurance Proposal Form

Click——–>Fire Consequential Loss Insurance Product Disclosure Sheet

iii) All Risks Insurance

Product Info

The All Risks insurance covers all risks except the risks which are specifically outlined to be excluded in the policy.

Coverage:

Losses or damages to your property due to fire, theft or any other accidents or misfortunes
Losses or damages caused by perils unless such perils are specifically excluded in the policy

Click———–>All Risks Insurance Proposal Form

Click———> All Risks Insurance Product Disclosure Sheet – BM Version

iv) Burglary Insurance

Product Info

Burglary insurance provides protection against incidents of theft to your property. This policy covers losses or damages to your property and its contents in your business premise due to:

Theft by actual, forcible and violent entry
Theft or attempted theft by a person feloniously concealed on the said premises
Hold-up or armed robbery

You can either insure your property:

FULL VALUE BASIS

This basis is adopted when there exists a possibility of your entire property insured being stolen at any one time. You must ensure adequacy of the sum insured since the insurance will be subject to the Average Clause where you will not be fully indemnified at the time of loss if the property is under insured. The correct sum insured should be what you consider to be the highest value at risk at any one time.

FIRST LOSS BASIS

This basis is adopted when it is not possible for your entire property insured to be stolen at the same time. The sum insured shall be based on your assessment.

Click———–> Buglary Insurance Proposal Form

Click———> Buglary Insurance Product Disclosure Sheet – BM Version

v) Public Liability

Product Info

Public Liability insurance is considered essential in businesses which involve regular interactions between the members of the public and the company such as retail businesses, restaurants, clinics and many more. The Public Liability insurance covers your legal liability to a third (3rd) party as a result of an accident happening in connection with your business operations. The insurance indemnifies you against all sums which you become legally liable for damages and claimant’s costs and expenses in respect of:

Bodily injuries including illnesses to any person
Losses or damages to property
Legal expenses incurred in your legal proceeding defence

Click ————> Public Liability Proposal Form

Click ——–> Public Liability Product Disclosure Sheet – BM Version

b) Marine

i) Marine Cargo Insurance

Product Info

Protecting marine insurance risks has been one of Allianz’ core activities since the formation of the Allianz Group in 1890. With over 100 years of marine insurance experience, we continue to offer our clients comprehensive marine insurance solutions. Through the Marine Cargo insurance, we provide you with high level protection against all risks during the transportation of goods and merchandise – anywhere from the time your goods leave the premises of the seller until the time they arrive at the buyer’s premises. It covers the loss or damage to during the movement of the cargo from one port or country to another. The conveyance can be by Sea, Air or Land. Either the buyer or the seller can purchase the Marine Cargo insurance depending on your sales contract which most commonly is Free On Board (FOB), Cost and Freight (C&F) or Cost, Insurance and Freight (CIF).

Wide range of Allianz Marine Cargo products
Global technical expertise plus local knowledge for all classes of marine insurance
Worldwide claims network and local claims handling capability
Inspection and risk management service capabilities
Tailored to Individual Policies (per shipment basis) or Open Cover Policies (provides automatic protection for regular import or export shipments or domestic trades)

Click———>Marine Cargo Insurance Proposal Form

Click———->Goods In Transit Insurance Proposal Form

Click———>Marine Cargo Insurance Product Disclosure Sheet – BM Version

ii) Marine Hull Insurance

Product Info

Protecting marine insurance risks has been one of Allianz’ core activities since the formation of the Allianz Group in 1890. With over 100 years of marine insurance experience, we continue to offer our clients comprehensive marine insurance solutions. Through the Marine Hull insurance, we provide you with high level protection to cover loss or damage to various types of ships or vessels and their equipment, including specialist cover for other marine insurance options and interests: Hull and Machinery, War and Strikes, Brown Water Hull, Offshore and Support Vessels, Yachts and Pleasure Craft, Third Party Liability, Increased Value, Builder’s Risk.

Wide range of Allianz Marine Hull products
Global technical expertise plus local knowledge for all classes of marine insurance
Worldwide claims network and local claims handling capability
Inspection and risk management service capabilities

Click———–>Marine Hull Insurance Proposal Form

Click———->Marine Hull Insurance Product Disclosure Sheet – BM Version

iii) Trade Credit Insurance

Product Info

Running a business poses many challenges especially those which are beyond your control. When your customer does not pay for the goods and services rendered, you are faced with a credit risk which can affect the quality of your bottom line and your profitability. Trade Credit Insurance protects your business with account receivable protection against losses due to credit risks such as customer’s insolvency, bankruptcy and failure to meet agreed payment terms and conditions. This insurance insures your company against your customers’ failures in paying their trade credit debts owed to you. As such, the trade credit insurance gives you the confidence to grow your business by minimizing your credit risk exposure, enhancing your relationship with customers, forging new customer relationships, improving banking relationships and access to finance.

Simple, affordable and easy to implement trade-related insurance solutions
Flexible trade-related insurance solutions tailored to the needs of companies of various sizes
Domestic and worldwide – wherever you trade

Click ——–>Trade Credit Insurance Proposal Form

Click ——->Trade Credit Insurance Proposal Form -buyer list

Click——>Trade Credit Insurance Product Disclosure Sheet – BM Version

c) Engineering & Machines

i)Contractors’ All Risks Insurance

Product Info

Contractors’ All Risks Insurance cater mainly to the protection needs of the construction industry. This policy is designed to provide protection against losses or damages in respect of the contract works at contract site and third (3rd) party claims arising in connection with the construction of a project. With additional premium, the cover may include Construction Plant and Equipment, Construction Machinery, Removal of Debris, Professional Fees and Principal’s Existing Property. Duration of cover corresponds with the contract period which is stipulated in the Letter of Award.

Click———>Contractors’ All Risks Insurance Proposal Form

Click———>Contractors’ All Risks Insurance Product Disclosure Sheet-BM Version

ii)Erection All Risks Insurance

Product Info

The Erection All Risks insurance covers all kinds of erection and testing on individual machine, industrial machinery, industrial plants, steel works and/or structure as well as third (3rd) party property and/or bodily injury arising in connection with the erection work. The cover may include Civil Engineering Works, Equipment for Erection, Removal of Debris, Professional Fees and Principal’s Existing Property. Duration of cover corresponds with the contract period which is stipulated in the Letter of Award.

Click———>Erection All Risks Insurance Proposal Form

Click———–>Erection All Risks Insurance Product Disclosure Sheet-BM Version

iii)Boiler & Pressure Vessel Insurance

Product Info

The Boiler and Pressure Vessel insurance provides coverage against explosion of any boiler or pressure vessel insured whilst in the course of ordinary work.

Coverage:

Damages (other than by fire) to any boiler or pressure vessels or other apparatuses
Damages to auxiliaries and surrounding properties (e.g. buildings and machineries)
Death of or bodily injuries to third parties
Damages to third party properties

Click——->Boiler & Pressure Vessel Insurance Proposal Form

Click——->Boiler & Pressure Vessel Insurance Product Disclosure Sheet-BM Version

iv)Machinery & Equipment Insurance

Product Info

Machinery & Equipment Insurance is designed to cover immobile industrial or commercial equipment. It covers various risks such as fire, lightning, theft and external accidental damage.

Click——->Machinery & Equipment Insurance Proposal Form

Click——->Machinery & Equipment Insurance Product Disclosure Sheet – BM Version

v)Machinery Breakdown Insurance

Product Info

Many businesses have invested large sums of money into acquiring machineries that fit their specific business requirements. However, these machineries can potentially breakdown or stop working. The Machinery Breakdown insurance provides cover against sudden and unforeseen physical damage to your machineries whether at work or at rest and during cleaning, inspection, over-hauling, and removal to another position within the premises. The policy covers all accidental damages or losses due any causes except those specifically excluded in the policy.

Click——–>Machinery Breakdown Insurance Proposal Form

Click——>Machinery Breakdown Insurance Product Disclosure Sheet-BM Version

2) EMPLOYEES

a) Workers & Employers

i)Foreign Workers Insurance

Product Info

In Malaysia, foreign workers are employed in the sectors of manufacturing, construction, plantation, agricultural, services and domestic help such as restaurant, cleaning services, cargo handling, launderette, golf course caddy, barber, wholesale and retail, textile, metal scraps and recycle activities, welfare homes and hotels.

Foreign Workers Insurance Guarantee (FWIG)

Foreign Workers Insurance Guarantee (FWIG) is a guarantee required by the Malaysian Immigration Department from employers as a security deposit for the employment of foreign workers in Malaysia. FWIG guarantees to cover repatriation expenses in the event where your foreign worker is required by the authorities to be sent back to his country origin during his stay in Malaysia. Duration of cover set by the Immigration Department is eighteen (18) months. A new FWIG is required upon renewing the foreign workers permit. The total premium payable varies depending on the nationality of the foreign worker and Allianz underwriting requirements.

Foreign Workers Compensation Scheme (FWCS)

The Foreign Workers Compensation Scheme (FWCS) protects the welfare and interests of foreign workers in Malaysia. The scheme pays the compensation benefits to a foreign worker with valid employment document for injuries sustained or death due to an accident arising out of or during his course of employment. Under Section 26 of the Workmen’s Compensation (Amendment) Act 1996, it is mandatory for Employers to insure all their foreign workers under the FWCS.

Coverage:

Accidental death: RM25,000 (working hours) or RM23,000 (off working hours)
Permanent disablement: Up to RM23,000 (working hours) or RM23,000 (off working hours)
Temporary loss of income due to temporary disablement
Hospitalisation & medical expenses: Up to RM750
Repatriation due to death or permanent disablement: RM4,800

Foreign Workers Plus (FW Plus)

The Foreign Workers Plus is specially designed to give additional cover on top of the compulsory Foreign Worker Compensation Scheme (FWCS). Besides existing FWCS policyholders of Allianz, employers who have purchased FWCS from other insurers are also eligible to purchase this policy.

Coverage:

Accidental death or permanent disablement: RM10,000
Medical and surgical expenses: RM2,000
24-hour worldwide coverage
Extended to cover Strike, Riot and Civil Commotion, Hijacking, Food and Gas Poisoning, Drowning, Unprovoked Murder and Assault, Insects, Snakes and Animal Bites, Disappearance, Natural Disaster, Exposure to Natural Elements and Motorcycling

Foreign Workers Hospitalization and Surgical (FWHS or SKHPPA)

The Foreign Workers Hospitalisation and Surgical (FWCS or SKHPPA) is specially designed in view of increasing hospital and surgical costs and to reduce the financial burdens of employers of foreign workers in Malaysia in the event of hospital admission of their foreign workers due to an accident or illness. FWCS/SKHPPA allows foreign workers a cashless admission into government hospitals under a Third (3rd) Class Room and Board basis but exception is given to cases which require emergency treatment at private hospitals.

Coverage:

Daily hospital room & board: Up to 30 days; Up to RM160 per day
Intensive Care Unit (ICU): Up to 15 days
Hospital supplies and services, operating theatre, surgical fees, anaesthetist fees, ambulance fees / medical report fees
In-hospital physician visits: Up to 30 days
In-hospital specialist consultation visits: Up to 30 days
Maximum overall annual limit: RM20,000

ii) Workmen’s Compensation

Product Info

The Workmen’s Compensation insurance provides coverage to you as an employer in respect of your statutory liabilities under the Workmen’s Compensation Law(s) as well as the Common Law to your employees who are generally not covered by SOCSO.

This insurance indemnifies you against all sums for which you shall be liable to pay compensation to any employees for personal injuries sustained due to accidents or occupational diseases arising out of and in the course of employment under:

The Workmen’s Compensation Act 1952 and the subsequent amendments to the Act or
The Common Law: The standard Common Law limit is RM1,000,000 any one accident and in the aggregate

Click——->Workmen’s Compensation Proposal Form
Click——->Workmen’s Compensation Product Disclosure Sheet

iii)Allianz Care SMI

Product Info

Allianz Care SMI offers comprehensive group medical insurance designed for small and medium sized industries (SME) of mainly 5 to 350 employees. With Allianz Care SMI, you can be assured that your employees will have adequate medical coverage and their welfare is well taken care of.

Coverage:

Medical coverage
Surgical expenses
Cashless admission facility
Easy administration
24-Hour Toll Free Medical Assistance
Outpatient cancer treatment and outpatient kidney dialysis
Overall annual limit from RM 10,000 up to RM 70,000
Can be extended to cover Outpatient Clinical and Group Personal Accident

Click——->Allianz Care SMI Brochure
Click——->Allianz Care SMI Proposal Forms
Click——->Allianz Care SMI Product Disclosure Sheet
Click——->Allianz Care SMI Policy Wording
Click——->Allianz Care SMI Addendum

iv) SME Choice

Product Info

We understand the needs of Small Medium Enterprises (SMEs) and have designed Allianz SME Choice specifically for you. Let us help to take care of your employees’ physical and financial wellbeing. Our comprehensive employee benefits plan for small medium enterprises offers extended employee benefits at great value for money. Set up for your easy entry and convenience, the fuss is kept minimal so you can focus on growing your business.

Allianz SME Choice offers you the flexibility to choose between Group Term Life and Group Hospitalisation & Surgical, or get both plans in one. It also comes with a wide range of plan selections and optional riders to boost your coverage according to your company’s needs.

Group Term Life

Ease the financial burden of their loved ones should anything happen to your employees.

Coverage for Death /Total & Permanent Disability /Terminal Illness of up to RM300,000.
Additional coverage from riders:
- Up to RM300,000 against critical illnesses.
- Up to RM300,000 against death and disablement caused by accidents.

Group Hospitalisation & Surgical

Give your employees peace of mind when they need to be hospitalised.

Medical Coverage with High Overall Annual Limit (up to RM150,000).
Fully covered Hospital Admissions (No Co-Payment required).
Additional benefits from rider:
- Cashless medical card for quick, hassle-free convenience at panel clinics.
- Unlimited outpatient general practitioner care.
- Outpatient specialist care for up to RM1,800.

Special additional features

Medical expenses for organ transplant.
Alternative treatments (such as chiropractic, chiropody, homeopathy, osteopathy, acupuncture, traditional and complementary medicine) due to accidents.

Click—–>Allianz SME Choice Product Brochure

v) Group Hospitalisation and Surgical

Product Info

Allianz Group Hospitalisation and Surgical scheme provides comprehensive medical coverage to your employees, their legal spouse and children.

Medical and hospitalisation benefit
Out-patient cancer treatment
Out-patient kidney dialysis treatment
Optional out-patient clinic which includes out-patient general practitioner care and out-patient specialist care

b) Group Personal Accident Types

i) Group Personal Accident

Product Info

Allianz Group Personal Accident insurance provides compensation to your employees in the event of injuries, disability or death caused solely by accidental, external and visible events.

Coverage:

Accidental death and permanent disablement
Personal accident
Can be extended to cover Temporary Total Disablement and Temporary Partial Disablement and Medical Expenses

Click—–>Group Personal Accident Product Disclosure Sheet
Click—–>Group Personal Accident Quotation Request Form
Click—–>Group Personal Accident Renewal Review Form
Click—–>Group Personal Accident Policy Wording

ii) Drive Smart Shield

Product Info

The Drive Smart Shield insurance provides personal accident coverage to you and your passengers while travelling in the vehicle.

Coverage:

Death and permanent disablement
Medical expenses
Renewal bonus up to 50%

Click—–>Drive Smart Shield Brochure
Click—–>Drive Smart Shield Proposal
Click—–>Drive Smart Shield Policy Wording
Click—–>Drive Smart Shield Product Disclosure Sheet
Click—–>Group Drive Smart Shield Personal Accident Proposal Form

iii) Special Occupation Group Personal Accident

Product Info

Special Occupation Group Personal Accident insurance is designed especially for people who are working in occupation groups which are normally excluded under the standard personal accident insurance, such as those working in the construction and manufacturing sectors, offshore platforms, etc. This insurance provides 24 hours protection in the event of injuries, disability or death solely caused by accidents.

Coverage:

Accidental death
Permanent disablement
Medical expenses

Click——->Special Occupation Group Personal Accident Proposal Form
Click——->Special Occupation Group Personal Accident Product Disclosure Sheet
Click——->Special Occupation Group Personal Accident Policy Wording

iv) Timber Workers Group Personal Accident

Product Info

Allianz Timber Workers Group Personal Accident insurance provides workers from the timber industry with compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.

Coverage:

Accidental death
Permanent disablement
Temporary Total Disablement
Temporary Partial Disablement
Medical or surgical treatment or hospitalisation expenses
Travelling expenses
Funeral expenses

Click——->Timber Workers Group Personal Accident
Click——->Timber Workers Group Personal Accident Product Disclosure Sheet
Click——->Timber Workers Group Personal Accident Policy Wording

Allianz General Insurance

1) CAR & MOTORCYCLE

i) Car & Motor Comprehensive Cover

Product Info

Motor Comprehensive insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, accidental or fire damages to your car and theft of your car.

Coverage:

Losses or damages to your car due to accident, fire and theft
Third Party death and bodily injuries
Third Party property losses or damages
Extended benefits

With Allianz Road Rangers, we aim to take customer care and satisfaction to the next level. The brand new motor claims transformation journey features seven touch points including a new 24-Hours Accident Call Centre, the Allianz Road Rangers fleet and Claims Concierge ensuring that customers experience an easy, seamless journey when making an accident claim

Click ——> Motor Comprehensive Insurance Product Disclosure Sheet
Click ——> Private Car Policy Wording
Click ——> Motorcycle Policy Wording
Click ——> Commercial Vehicle Policy Wording
Click ——> Motor Trade Policy Wording
Click ——> Motor Insurance Factsheet

ii) Car & Motor Third Party Cover

Product Info

Motor Third Party insurance covers your car against third party liabilities such as death, bodily injuries to third party and losses or damages of third party property caused by accidents.

Coverage:

Third Party death and bodily injuries
Covers Third Party property losses or damages

Click ——> Motor Third Party Insurance Product Disclosure Sheet

iii) Car & Motor Third Party, Fire & Theft Cover

Product Info

Motor Third Party Fire and Theft insurance covers your car against liabilities to other parties for death or bodily injuries, damages to other parties’ properties, fire damages to car and theft of your car.

Coverage:

Losses or damages to your car due to fire or theft
Third Party death and bodily injuries
Third Party property losses or damages

Click ——> Motor Third Party, Fire & Theft Insurance Product Disclosure Sheet

FOR THE ABOVE 3 PRODUCTS, WE RECOMMEND THE FOLLOWING PRODUCTS TO ADD WITH

CLICK————> ENHANCED ROAD WARRIOR

CLICK————-> ROAD WARRIOR

2) ROADSIDE ASSISTANCE

i) Road Warrior

Personal accident coverage for you and your passengers
Accidental death and permanent disablement
Allianz 24-Hour Car Assistance Program including towing service, minor roadside repair etc.

Product Info

Imagine the inconvenience of a car breakdown, punctured tyre or flat battery in the middle of a highway or at a remote place. These worries will now be a matter of the past.

With Road Warrior, you can have peace of mind every time you get on the road as the insurance provides you secure 24-hour roadside assistance for your car with a panel of reliable tow truck operators located throughout Malaysia, personal accident for you and your passengers as well as a host of other benefits.

Coverage:

Personal accident coverage for you and your passengers
Accidental death and permanent disablement
Allianz 24-Hour Car Assistance Program including towing service, minor roadside repair etc
Wide choice of authorised panel workshops nationwide

Click ——> Road Warrior Brochure
Click ——> Road Warrior Proposal Form
Click ——> Road Warrior Product Disclosure Sheet
Click ——> Road Warrior Policy Wording

ii) Enhanced Road Warrior

Personal accident coverage for you and your passengers
Accidental death and permanent disablement
Allianz 24-Hour Car Assistance Program including towing service, minor
roadside repair etc

Product Info

Enhanced Road Warrior is a 24-hour roadside assistance which offers a very comprehensive scope of protection during a car breakdown or for when you or your passengers sustain personal injuries in the event of an accident.

Coverage:

Allianz 24-Hour Free Unlimited Towing Distance and Car Assistance Programme including minor roadside repairs etc
Wide choice of authorised panel workshops nationwide
Personal accident coverage for you and your passengers
Accidental death and permanent disablement coverage
Free car replacement
Compassionate cover
Compassionate flood cover

Click ——> Enhanced Road Warrior Brochure
Click ——> Enhanced Road Warrior Proposal Form
Click ——> Enhanced Road Warrior Product Disclosure Sheet
Click ——> Enhanced Road Warrior Policy Wording

iii) Bike Warrior

Product Info

During your ride, the last thing you would want to worry about is getting help when your superbike breaks down. Bike Warrior promises to be your trusted superbike partner, always arriving first to help. Bike Warrior also covers the rider and the pillion rider with personal accident cover and other insurance benefits.

Coverage:

Personal accident coverage for you and your pillion rider
24-hour Bike Assistance Programe
Compassionate Care in the event of total loss or theft of your superbike
Flood cover

Click ———-> Bike Warrior Brochure

Click ———–> Bike Warrior Proposal Form

Click ————> Bike Warrior Product Disclosure Sheet

Click ————> Bike Warrior Policy Wording

3) TRAVEL

i) Allianz Travel Care

Covers you and your family when you travel domestically or overseas
Covers accidental death and permanent disablement
Medical expenses

Product Info

When you travel, you would want to have a worry-free holiday. Allianz Travel Care is a travel insurance that will protect you and your family during your holidays, overseas or domestic.

Coverage:

Overseas and domestic travels for you and your family
Accidental death and permanent disablement
Medical expenses
Travel or luggage delay
Emergency Medical Evacuation and Repatriation Programme

Click——> Allianz Travel Care Brochure
Click——> Allianz Travel Care Proposal Form
Click——> Allianz Travel Care Product Disclosure Sheet
Click——> Allianz Travel Care Overseas Policy Wording

ii) Allianz Flight Care

No age limit to enjoy the plan
Easy online purchase and payment
Auto-processed claim payout upon flight delay of more than 30 minutes

Product Info

Allianz Flight Care is an affordable plan, which adds value to your travel insurance by providing compensation for domestic flight delays of more than 30 minutes.

No age limit to enjoy the plan
Easy online purchase and payment
RM10 premium per person per flight for RM50 compensation payout if flight delays for more than 30 minutes
Auto-processed claim payout upon flight delay of more than 30 minutes

Click——> Allianz Flight Care Brochure
Click——> Allianz Flight Care Product Disclosure Sheet
Click——> Allianz Flight Care Policy Wording

4) PERSONAL ACCIDENT

i) General Protection

a) Allianz Shield

Renewal Bonus up to 100%
Double Indemnity in the event of death or permanent disablement
Cashless hospital admission and discharge

Product Info

No one can deny that life is unpredictable and accidents do happen. But you can be prepared for it by taking away the “what-ifs” with Allianz Shield – a 24/7 worldwide personal insurance protection against personal accidents that will ensure you peace of mind.

Coverage:

Renewal Bonus up to 100%
Double Indemnity in the event of death or permanent disablement
Cashless hospital admission and discharge
Medical expense cover
Snatch theft cover

Click——> Allianz Shield Brochure
Click——> Allianz Shield Proposal Form
Click——> Allianz Shield Product Disclosure Sheet
Click——> Allianz Shield Policy Wording

b) ATM Shield

Covers loss of cash withdrawn from ATM
Covers loss of or damage to personal effects
Covers death and permanent disablement

Product Info

ATM Shield provides you with a 24-hour cover in the event of snatch theft, attempted snatch theft, robbery and attempted robbery. This also covers a situation where your personal belongings are grabbed or attempted to be grabbed, while you are in your vehicle. ATM Shield also provides compensation for cash lost due to snatch theft occurring within twenty four (24) hours of an ATM withdrawal.

Coverage:

Loss of cash withdrawn from ATM
Loss of or damage to personal effects
Death and permanent disablement
Hospitalisation income
Medical expenses

Click——> ATM Shield Brochure
Click——> ATM Shield Proposal Form
Click——> ATM Shield Product Disclosure Sheet
Click——> ATM Shield Policy Wording

c) Golf Master

Public liability
Personal Accident coverage (up to RM 25,000)
Fire & theft

Product Info

Golf Master is created to provide total peace of mind while you play and indulge. This golf insurance covers you against accidents on any golf courses and your equipment against losses or damages due to fire or theft. It can also be extended to cover your family against personal accident.

Coverage:

Public liability
Personal Accident coverage (up to RM 25,000)
Losses and damages to golf clubs, equipment and personal belongings due to fire and theft
Hole-in-One reward
Extension to cover breakage of clubs

Click——> Golf Master Brochure
Click——> Golf Master Proposal Form
Click——> Golf Master Product Disclosure Sheet
Click——> Golf Master Policy Wording

ii) Personal Accident Types

a) Personal Accident

Product Info

Allianz Personal Accident insurance provides compensation in the event of bodily injuries, disabilities or death caused by accidents.

Coverage:

Accidental death and permanent disablement
Medical and surgical treatment due to accidents

Click——> Personal Accident for Person with Disability Brochure
Click——> Personal Accident for Person with Disability Proposal Form
Click——> Personal Accident Product Disclosure Sheet
Click——> Personal Accident Policy Wording

b) Allianz Motorcyclist Personal Accident

Product Info

Allianz Motorcyclist PA is a basic and affordable personal accident insurance that covers against accidental death, permanent disablement and provides bereavement allowance, whether you are on or off the road.

Coverage:

Accidental death
Permanent disablement
Bereavement allowance

Click——> Allianz Motorcyclist Personal Accident Brochure
Click——> Allianz Motorcyclist Personal Accident Proposal Form
Click——> Allianz Motorcyclist Personal Accident Product Disclosure Sheet
Click——> Allianz Motorcyclist Personal Accident Policy Wording

c) Drive Smart Shield

Product Info

The Drive Smart Shield insurance provides personal accident coverage to you and your passengers while travelling in the vehicle.

Coverage:

Death and permanent disablement
Medical expenses
Renewal bonus up to 50%

Click——> Allianz Drive Shield Brochure
Click——> Drive Smart Shield Proposal
Click——> Drive Smart Shield Product Disclosure Sheet
Click——> Group Drive Smart Shield Personal Accident Personal Form

d) Allianz Student Personal Accident

Product Info

The Allianz Student Personal Accident insurance provides compensation to school students in the event of accidents that may occur during and after school, 24 hours a day, wherever they are.

Coverage:

Accidental death and permanent disablement
Medical expenses
Government or private hospital cash allowance
Compassionate allowance
Can be extended to 24 hours worldwide coverage

Click——> Allianz Student Personal Accident (P10) Proposal Form
Click——> Allianz Student Personal Accident (P20) Proposal Form
Click——> Allianz Student Personal Accident Name List
Click——> Allianz Student Personal Accident Product Disclosure Sheet
Click——> Allianz Student Personal Accident (P10) Policy Wording
Click —–> Allianz Student Personal Accident (P20) Policy Wording

e) Domestic Servant Insurance Scheme

Product Info

When you employ a domestic helper or maid, you are responsible for her job and her welfare. Thus, having a Domestic Servant Insurance Scheme for her makes you a responsible employer. This insurance provides personal accident coverage and other expenses for your maid.

Coverage:

Accidental death and permanent disablement
Medical expenses
Repatriation expenses
Hospital and surgical expenses
Weekly benefits

Click——> Domestic Servant Insurance Scheme Proposal Form
Click——> Domestic Servant Insurance Scheme Product Disclosure Sheet
Click——> Domestic Servant Insurance Scheme Policy Wording

5) HOME INSURANCE SOLUTIONS

a) HouseOwner & HouseHolder Insurance

Fire, lightning and domestic explosion
Damages caused by aircraft and impact by vehicles or animals
Bursting or overflowing of water tanks or pipes

Product Info

Whether you are a house owner or a tenant, Allianz ensures your home is well protected through our Houseowner and Householder plans.

The Houseowner plan covers your house structure including the walls, roof, fixtures and fittings, garages, gates and fences, while the Householder plan covers your house contents like household goods, personal effects and other moveable possessions.

Coverage:

Fire, lightning and domestic explosion
Damages caused by aircraft and impact by vehicles or animals
Bursting or overflowing of water tanks or pipes
Theft and burglary
Flood, hurricane, typhoon, windstorm
Loss of rent
Public liability

Click——> Houseowner & Householder Brochure
Click——> Houseowner & Householder Proposal Form
Click——> Houseowner Product Disclosure Sheet
Click——> Householder Product Disclosure Sheet
Click——> Houseowner & Householder Policy Wording

b) Home Shield

Product Info

Home burglary, fire, flood and other natural disasters do happen, causing huge amount of losses to your home contents. With Home Shield, you can be assured that your home contents are protected against losses and damages at affordable premiums. In addition, this insurance provides you emergency relief benefit, domestic help allowance and referral services for home and concierge assistance.

Coverage:

Losses or damages to household contents: Up to RM20,000
Losses or damages to personal effects: Up to RM4,000
Replacement of doors, locks and windows: Up to RM1,000
Meal and hotel allowance: Up to RM1,000 or Emergency Relief Benefit: RM500
Compensation for death of the Insured

Click——> Home Shield Brochure
Click——> Home Shield Proposal Form
Click——> Home Shield Product Disclosure Sheet
Click——> Home Shield Policy Wording

c) Allianz KampungKu

Product Info

Allianz KampungKu is a very affordable insurance plan that provides protection for “kampung” wooden houses or household contents against fire, flood and windstorm risks.

Coverage:

Building and/or household contents against fire and lightning
Emergency Relief Benefit (a sum of money that is paid out immediately after a loss)
Personal accident for death, permanent disablement and funeral expenses of the Insured or one immediate family member

Click——> Allianz KampungKu Brochure
Click——> Allianz KampungKu Product Disclosure Sheet
Click——> Allianz Policy Wording

d) Homeguard

Product Info

An Insurance cover specially designed to indemnify you against loss or damage caused by fire, lightning, explosion, aircraft damage, impact damage, bursting or overflowing of water tanks or pipes, hurricane, cyclone, typhoon, windstorm, earthquake, volcanic eruption and flood to your household goods and personal effects.